Student Loan in Beaverton, OR (2026)

Beaverton Overview

Beaverton is a key market in Oregon with a population of 97,466 and a median household income of $58,000. The median home price stands at $400,000, shaping the local borrowing landscape.

Rates & Terms

Parent PLUS loans carry a fixed rate of approximately 8.05% for 2026, plus an origination fee of over 4%.

Private student loan rates in Beaverton range from 4% to 15% depending on creditworthiness, with variable-rate options starting lower.

Requirements in Beaverton

OR residents should also explore state-specific grant and scholarship programs before taking on student debt.

Federal student loans require completion of the FAFSA and enrollment at least half-time in an accredited institution.

Oregon Regulations

Oregon caps payday loan rates at 36% APR with specific fee limits.

• Usury Limit: 12% (non-licensed), 36% APR cap on payday
• Payday Lending: Legal, max $50k, 36% APR cap

Local Market Insights

Students in Beaverton attend a mix of public universities, private colleges, and community colleges with varying tuition costs.

Graduates in Beaverton benefit from a median income of $58,000, which supports manageable student loan repayment.

Borrowing Tips for Beaverton

• Explore income-driven repayment plans after graduation; they cap payments at 10-20% of discretionary income.
• Borrow only what you need; every dollar borrowed accrues interest that increases your total repayment cost.
• Make interest-only payments on unsubsidized and private loans while in school to prevent capitalization.